We all experienced the time when we opened hand-carry bags, wallets, and purses to a carry-on folder overflowing with small cash, lost coins, folded receipts, and name cards that we received from unexpected acquaintances. A wallet or purse filled with several items can be unsightly. Even more, carrying a bulk of cash at hand can leave more worries when there is more weight to carry. Personally, as a woman myself, I experienced that counting cash will only attract unwelcome eyes.
Imagine living a life where it is also easier to account for what goes into our wallets, and what comes out from it. For an example, money is well organized, and used with care, providing us with relief when we need to spend it. Here are some strategies and suggestions to promote improved financial well-being and reduce unnecessary clutter in our wallets.
Ways to Better Manage Your Wallet
1. Separate Contact Cards for Mobile Devices
For those who don’t carry a separate contact card holder, there is a likelihood of finding an old, unused stash of contact cards in another hand-carry bag. To avoid this, immediately save contact information to the mobile device and keep any unused printed contact cards in a separate folder or holder. On the other hand, sharing your contact information with important acquaintances firsthand is a better gesture. As you share your contact information, always use a digital contact card, which you can generate with a QR code.
The environmental footprint is improved when fewer printed contact cards are not used. Upon sharing a QR or digital contact information, this information immediately becomes visible to the recipient. Thus preventing loss or delay in registration to the mobile contact diary. While minimising unnecessary printed cards and material use for contact cards, physical cards are prone to being misplaced.
2. Prioritize Electronic Payments
Choosing cashless transactions through mobile wallets (e-wallets), online bank transfer systems, or cloud banking reduces the need for paper currency and checks. Electronic payments typically embed transaction history records in the supported payment or banking application, allowing better visibility into financial expense management.
Nowadays, you can also set monthly spending limits and receive notifications once you reach this amount. So, for those who struggle with impulse spending, setting monthly spending limits can be a helpful tool to regain control of your finances.
3. Support Green Credit Cards in Your Wallet
Image from Pixabay by Stevepb
Sustainable cards are printed in a more environmentally friendly manner by reputable electronic fund providers and banks. These green credit cards also offer eco-friendly perks, which allow users to collect beneficial credit reward systems such as points for transacting at sustainable merchants.
Similarly, you can research your bank provider and see how sustainable the company is. Without realising it, our money might be managed by banks that invest in fossil fuels and other nature-damaging activities. Checking for the values that your bank stands for is important because your account fees and retirements are feeding these banks' investments. If your current bank doesn't align with your values, consider switching to a more sustainable option.
By making informed choices with your finances, you can support a more sustainable future and ensure your money is working for the causes you believe in.
4. Utilize Incentives to Support Eco-Friendly Transactions
Many global merchants and companies offer discounts or incentives for more eco-friendly products or services. For instance, during the travel season, opting for green airline tickets not only accumulates more travel points but sometimes provides access to other additional benefits, such as a bonus package for electric vehicle taxis, electric vehicle rented cars, or environmentally friendly hotels.
5. Less Is More
Monitoring the use of credit cards can highlight financial gaps where you can save more by having less. Keep credit cards that offer the most optimum benefits that you use while reducing unnecessary financial-based subscriptions or credit commitments. Sticking to a minimum of 2 financial providers and a banking system is more than sufficient to keep on track with your financial milestones.
Why To Be More Conscience Of What’s Inside Our Wallet?
Being more conscious of what is inside our daily hand-carry items is crucial for several reasons. What we perceive and carry in our wallets impacts our financial wealth. As we take care of this item in our hands every day, we are also carrying items that we trust to be important.
Image from Pixabay by Dejan
Therefore, to maintain sound financial health and promote better well-being, keeping our wallets more organized and cutting down on unnecessary items inside allows us to focus better when making decisions. Moreover, having an organized wallet sends a powerful message about our lifestyle. A neat wallet containing only the essentials provides a positive cumulative effect to make greener practices.
It is Not Just The Financial, But A Lifestyle
Take a challenge. Imagine purchasing a small utility wallet. Limit carrying or owning to only the most efficient credit cards and membership cards. It is also wise to get two wallets in two different colours. In the other wallet, you can store all your personal identification cards and essential keys. Sometimes, having a small-scale wallet or hand-carry cover will help keep all necessities much more systematic and organized. Additionally, we avoid over-owning too many unnecessary information or debts.
Take a challenge and simplify your life. Imagine carrying only the essentials with a compact utility wallet. Limit your cards and keys, and consider using two separate wallets in two different colours for organization. By minimizing your belongings, you'll reduce waste and declutter your life. Ready to make a change? Shop the NORDLICHT Tomma Cord Bag now and experience the benefits of sustainable living firsthand.
I look forward to hearing about your positive experiences, particularly the improvements in your daily financial habits, building connections, and maintaining your hand-carry items.
Hi, I am Ariel Toh. Trained in sustainability research from academic institutes, I take meticulous detail to article write-ups. By working with like-minded professionals and companies, I believe we can harness "more sustainability" in the world.
